Fixed Deposits are our very important product. We provide very attractive returns on fixed deposits along with very high amount of safety to the capital invested. Rates on the Fixed Deposits are given below.

• We are member of Deposit Insurance and Credit Guarantee Scheme in which customers deposit is insured up to Rs. 5 Lac.
• We provide attractive Interest Rates to our Customers from time to time.
• Guardian can open Minor’s Fix deposit A/c. When minor turn major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
• We offer nomination facility for all deposit accounts.
• We provide Monthly and Quarterly Interest payment to our customers on their existing Fix Deposits as per their instruction.
• Loan and Overdraft facility is available against Fix deposit receipt to pass 80%.
• The maturity date of Loan and Overdraft Account against Fix Deposit is maturity date of Fix Deposit Receipt.
• TDS on Interest income will be deducted as per Income Tax Act.
• We offer 0.50% extra Interest Rate to Senior Citizens (Age 60 years or above) on fix deposits.

• Depositor has to fulfill KYC norms as per RBI directives.
• Customer can Open Fix Deposit A/c with minimum of Rs.1000/-
• Guardian can open Minor’s Fix Deposit A/c. When minor turn major then after providing valid age proof he/she can withdraw the amount with his/her own signature.
• The maturity amount is payable on maturity date. If depositor do not renew or withdraw the deposit then extra interest will not be payable for delayed days.
• All rights reserved to the Bank’s management to Change the Interest Rate of the Fix Deposit Scheme without prior notice. Change of Interest rate will be applicable to new deposits only.
• The Bank having all rights of appropriation, set off, lien and change the rules and regulation for the scheme.