Consumer durables loan is available up to Rs: 1 lac for purchase of T.V., Refrigerator, Furniture, Computer, Musical System, A.C. etc.

• Copy of income tax return.
• Passport size photographs
• Bank statement of last two years.
• Copy of PAN card.
• Last Tax bill.
• Address proof -Electric bill/ telephone bill (any one)
• Photo Proof- Voter card / Driving license (any one)

• Passport size photographs
• Last tax bill
• Last income tax return copy
• Address proof – electric bill /telephone bill (any one) As per KYC norms
• Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms

• Applicant has to provide two guarantors.
• Loan is to be repaid along with interest within 24 equal monthly installments.
• The goods/items purchased are to be hypothecated with the bank.
• Applicant has to submit quotation for the item to be purchased, bank will keep margin of 30% Margin amount is required tbe deposited with the bank.
• Bank will make direct payment to the dealer.
• Applicant has to give 13 cheques in advance for payment of installments.
• Applicant has to take share @ 5.00% of the limit.