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Whoever has Internet Banking facility may have come across NEFT or RTGS money transfer facility. However, do you know the timings of these facilities? Few times your money transferred instantly and few times, it will be delayed. It is all because of schedule timings of NEFT and RTGS. Also, RBI changed the RTGS timings. Before proceeding further, let us know what is NEFT and RTGS.

NEFT settlement will be in terms of batches and settled on hourly base, but RTGS is real time settlement. There is a timing difference between two (Detailed list is available below).